Fees & insurance
What it costs, and what your insurance actually covers
Send a photo of your policy card on WhatsApp. We check whether it is empanelled here, what waiting period and lens sub-limit apply, and tell you your real out-of-pocket figure — before you commit to a date.
The process
How cashless works here
Five steps, and you know the number before step five.
Send us your policy
A photo of your policy card or e-card on WhatsApp is enough. We need the insurer, the TPA and the policy number.
We check eligibility
Cashless here runs through IFFCO Tokio. We confirm whether your policy is one we can settle cashless, whether cataract surgery is within its waiting period, and what sub-limit applies to the lens. If it is another insurer, we say so at this step rather than later.
Pre-authorisation
Once the surgery date is set, we file the cashless pre-authorisation with your TPA and follow it up. You do not have to chase it.
You are told the number before you commit
Approved amount, any sub-limit on the lens, and what you actually pay out of pocket — in writing, before the date is fixed.
On the day
With cashless approved, you settle only the non-covered balance. Where a policy cannot go cashless, we help you assemble a complete reimbursement file instead.
Empanelment
Who we can settle cashless with
Cashless depends on your specific insurer, not just on having a policy — and here it is one insurer, for eye surgery.
- IFFCO Tokioinsurer
Cashless applies to eye surgery. If your policy is with another insurer, surgery here is still possible — you pay and claim reimbursement afterwards, and we help you assemble a complete file so the claim is not rejected on paperwork.
Dermatology at this hospital is self-pay. We do not have an insurance facility for skin — neither for aesthetic treatment, which no Indian health policy covers, nor for medical dermatology consultations and courses.
How we price
Four things worth knowing before you compare quotes
Ranges, not a single figure
What you pay depends on the lens you choose and what your policy covers. A single advertised number would be either the cheapest case or a fiction. We publish ranges and then give you your figure.
The lens is most of the difference
In cataract surgery, the surgery, theatre and follow-up cost the same whichever lens you choose. Almost all the variation in the final bill is the lens.
Consultation fees are separate and small
The consultation is charged on its own and is not a deposit against treatment. Nobody should be committing to surgery on a first visit.
No offers on surgery
Aesthetic treatments have session packages, because that is genuinely how they are delivered. Surgery does not run discounts here. A cataract operation is not a thing to be marked down.
Costs by treatment
Where the numbers live
Each surgical page carries its own cost breakdown, because the answer depends entirely on what is being done.
- Cataract Surgery
- LASIK & Laser Vision Correction
- Retina & Diabetic Eye Care
- Glaucoma Screening & Management
- Pterygium Removal
- Oculoplasty & Eyelid Surgery
- Comprehensive Eye Check-up
Aesthetic treatments are priced as per-area session packages — see the skin pages. Skin care of every kind is self-pay here; there is no insurance facility on the dermatology side.
Questions
Fees and insurance
What does a consultation cost?કન્સલ્ટેશનની ફી કેટલી છે?
Consultation fees are charged separately from any treatment and are not a deposit against it. Ask us on WhatsApp for the current fee — we would rather tell you the real figure today than publish one that drifts out of date.
કન્સલ્ટેશન ફી સારવારથી અલગ લેવામાં આવે છે અને તે સારવાર સામે જમા થતી નથી. આજની ફી માટે WhatsApp પર પૂછો — જૂની થઈ ગયેલી ફી છાપવા કરતાં તમને આજનો સાચો આંકડો કહેવો અમને યોગ્ય લાગે છે.
Do you accept cashless insurance?શું તમે કેશલેસ વીમો સ્વીકારો છો?
For eye surgery, yes — we are empanelled with IFFCO Tokio for cashless treatment. Send a photo of your policy card on WhatsApp and we will confirm your eligibility before you commit to a date. If your policy is with a different insurer, the surgery can still go ahead as a reimbursement claim and we help you put the file together.
આંખની સર્જરી માટે હા — કેશલેસ સારવાર માટે અમે IFFCO Tokio સાથે જોડાયેલા છીએ. તમારા પોલિસી કાર્ડનો ફોટો WhatsApp પર મોકલો — તારીખ નક્કી કરતાં પહેલાં અમે તમારી પાત્રતાની ખાતરી કરી આપીશું. જો તમારી પોલિસી બીજી કંપનીની હોય તો પણ સર્જરી થઈ શકે છે; એ રિઇમ્બર્સમેન્ટ ક્લેમ તરીકે ચાલે અને ફાઇલ તૈયાર કરવામાં અમે મદદ કરીએ છીએ.
Is skin treatment covered by insurance?શું ત્વચાની સારવાર વીમામાં આવરી લેવાય છે?
No. There is no insurance facility on the dermatology side of the hospital — skin care here is self-pay, whether it is a medical consultation for acne or hair fall, or an aesthetic course. Cosmetic treatment is in any case not covered by health insurance in India. The cashless arrangement applies only to eye surgery.
ના. હોસ્પિટલની ત્વચા વિભાગમાં વીમાની સુવિધા નથી — ખીલ કે વાળ ખરવા માટેનું મેડિકલ કન્સલ્ટેશન હોય કે એસ્થેટિક કોર્સ, ત્વચાની સારવારની ચુકવણી જાતે કરવાની રહે છે. ભારતમાં કોસ્મેટિક સારવાર કોઈ પણ રીતે હેલ્થ ઇન્શ્યોરન્સમાં આવરી લેવાતી નથી. કેશલેસ સુવિધા ફક્ત આંખની સર્જરી માટે છે.
Send us the policy. We'll send back the number.
A photo of your policy card is enough. Replies from Eye & Skin Plus come in English, ગુજરાતી, हिन्दी or मराठी.
Near Atria Mall, Sargasan Circle, Gandhinagar · Replies in English, ગુજરાતી, हिन्दी or मराठी